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EXPORT FINANCE PROTECTION


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Datamatrix – Export Finance Protection

Suite 808

EXPORT FINANCE PROTECTION

The following information is specifically for U.S. Exporters: For specifics to Australia , Canada , Ireland , The United Kingdom and New Zealand ; please look to links below.

Export Insurance and Risk Mitigation

The U.S. Government offers U.S. companies insurance for both export transactions (Ex-Im Bank) and for overseas investments (OPIC). Coverage includes losses for non-payment, currency non-convertibility, asset expropriation and political violence.

Export Credit Insurance/Export-Import Bank

Ex-Im Bank's export credit insurance enables U.S. exporters to both finance their export activities and mitigate the risk of non-payment. The policies below enable you to offer credit to your international buyers and access working capital funds.

Benefits:

  • Risk Mitigation Tool - Reduces non-payment risk
  • Marketing Tool - Enables you to extend competitive credit terms to buyers
  • Financing Aid - Increases cash flow. Helps you export to new markets with more confidence.

Ex-Im export credit insurance is offered in multiple policy forms:

Small Business Policy

Designed specifically for small, financially viable businesses that are new to exporting or have only occasionally exported. It can help increase an exporter's international sales by extending competitive credit terms while minimizing risks.

Multi-Buyer Policy

Policy enables U.S. exporters to reduce their risk of selling on credit terms by insuring their export accounts receivable against default or non-payment. The policy can help increase international sales by extending competitive credit terms to foreign buyers while minimizing risks.

Short-Term Single-Buyer Policy

Allow exporters to insure specific, short-term foreign receivables against loss due to commercial and specified political risks on a selective basis.

Lease Insurance Policies

Offers U.S. leasers the opportunity to expand their overseas leasing programs by providing comprehensive insurance for both the stream of lease payments and the fair market value of the leased products.

Policies for Commercial Lending Institutions

Bank Letter of Credit Policy

The Bank Letter of Credit Policy insures commercial banks against loss on irrevocable letters of credit issued by foreign banks for U.S. exporters.

Financial Institution Buyer Credit Policy

Insures individual short-term export credits extended by financial institutions to foreign buyers.

Financial Institution Supplier Credit Multi-Buyer Policy

Protects lenders financing (to include purchasing) the export receivables of small businesses on a non-recourse basis. The policy is available in documentary and non-documentary formats. There is no "whole turnover" requirement under the policy. The policyholder selects the exporters for approval under the policy.

For more information, Contact: Ex-Im Bank at (202) 565-3900; fax (202) 565-3931; your local regional office , or the Ex-Im "Products & Policies" section of their website.

Financial Institution Supplier Credit Multi-Buyer Policy

Protects lenders financing (to include purchasing) the export receivables of small businesses on a non-recourse basis. The policy is available in documentary and non-documentary formats. There is no "whole turnover" requirement under the policy. The policyholder selects the exporters for approval under the policy.

For more information, Contact: Ex-Im Bank at (202) 565-3900; fax (202) 565-3931; your local regional office , or the Ex-Im "Products & Policies" section of their website.

Political Risk Insurance for Foreign Investments

The Overseas Private Investment Corporation ( OPIC ) offers several programs to insure U.S. investments in emerging markets and developing countries against the risk of:

currency inconvertibility - the inability to convert profits, debt service, and other investment remittances from local currency into U.S. dollars or the inability to transfer funds;

expropriation - loss of an investment due to expropriation, nationalization, or confiscation by a foreign government; and

political violence

- loss of assets or income due to war, revolution, insurrection, or civil strife.

Coverage is available for new investments, privatizations, and investments to expand or modernize existing operations. Equity, debt, loan guarantees, leases, and most other forms of long-term investment can be insured. Special programs or contracts are also available for contractors, exporters, oil and gas projects, and small businesses.

Contact: Information Line, (202) 336-8799; fax (202) 408-5155

Firstgov.gov

For specific information on the following countries use the designated links:

AUSTRALIA

http://www.sa.gov.au/

http://www.nla.gov.au/oz/gov/

http://www.gov.info.au/

CANADA

http://www.canada.gc.ca/depts/major/depind.e.html

UNITED KINGDOM

http://www.dti.gov.uk/ (regulations and law)

http://www.businesslink.gov.uk/

http://www.sbs.gov.uk/ (small business service)

IRELAND

http://www.irlgov.ie/

NEW ZEALAND

http://www.govt.nz/

http://www.ecommerce.govt.nz/

UNITED STATES

http://www.firstgov.gov/

http://www.export.gov/

Please see ‘ Acknowledgements ' for sources of research

AID TO TRADE
UNDERSTANDING TRADE
WHAT IS TRADE?
THE ORIGIN OF TRADE
THEORY OF INTERNATIONAL TRADE
ORGANIZATION OF TRADE
CURRENCY AND THE TRADING LANGUAGE
THE HISTORY OF CURRENCY
CURRENCY A UNIT OF EXCHANGE
THE LANGUAGE OF INTERNATIONAL TRADE
IMPORT / EXPORT TERMINOLOGY
TRADE ETHICS, TRENDS AND POLICIES
ETHICAL TRADING
RISKS AND REWARDS
ECONOMIC TRADE POLICIES
AGENCY FOR INTERNATIONAL DEVELOPMENT
GETTING STARTED
EXPORTING ? THE START
ASSESSING YOUR EXPORT POTENTIAL
PREPARING YOUR PRODUCT FOR EXPORT
PRICING, QUOTATIONS AND TERMS
MARKETING
MARKET RESEARCH
MARKET INFORMATION
MARKET ENTRY
THE MARKETING PLAN
STRATEGY, PORTS AND WAREHOUSES
EXPORT LICENCE
IMPORTING
AN EXPORT STRATEGY
SHIPPING
DOCUMENTATION, FOOD, DRUG AND ENVIRONMENT
DOCUMENTATION
BONDED WAREHOUSE
LEGAL CONSIDERATIONS
FOOD, DRUG & ENVIRONMENT
PAYMENT, CREDIT AND FINANCE PROGRAMS
METHODS OF PAYMENT
EXPORT CREDIT
EXPORT FINANCE PROGRAMS
EXPORT FINANCE PROTECTION
REPRESENTATION AND INTELLIGENCE
TRADE ASSISTANCE PROGRAMS
OFFSHORE REPRESENTATION
EXAMPLE FORMS
INTELLECTUAL PROPERTY
THE PENTHOUSE - INTERACTION
FINANCE
THE DIRECTORS CLUB
THE CONFERENCE ROOM
THE SITE?S BONUS FEATURES


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